*LEGACY WILL AND TRUST*

A LEGACY WILL AND TRUST CAN:

*ESTABLISH WILLS AND TRUSTS FREE OF CHARGE

*CREATE TAXABLE, NON-EXISTING, NEVER ENDING INCOME STREAM

*PROVIDE INSTANT TAXATION UPON DISBURSEMENT

*REBUILD SOCIAL SECURITY BENEFITS

*REINSTATE BIRTHRIGHTS WITH LEGACY CHECKS

*CREATE FOUNDATION FOR STOCK MARKET BECAUSE PRINCIPLE EARMARKED UNTOUCHABLE

*CREATE PERSONAL LEGACY FOR ALL THAT PARTICIPATE

*FUND SOCIALIZED HEALTH CARE DUE TO 100% OF PATENTED ROYALTIES PAID BY LIFE INSURANCE, FINANCIAL PLANNING AND SPECIALIZED WILL INSTITUTIONS TO ESTABLISH ITS OWN LEGACY TRUST

*CREATE INCOME FOR CHARITIES AND RESEARCH INSTITUTIONS WITHOUT RELYING SOLELY ON DONATIONS OR GOVERNMENT FUNDING

*FEED THE WORLD AND SUPPORT CHRISTIAN MISSIONS

*STOP DRUG ABUSE WITH QUARTERLY SCREENING IN ORDER TO QUALIFY FOR A LEGACY CHECK

*WIN THE HEARTS OF OUR GLOBAL ADVERSARIES

*FUND AND MANDATE HEALTH CARE PREMIUMS FOR INDIVIDUAL HEIRS

*PROVIDE BUYERS FOR THE MANDANTORY SELLERS OF THE 401K PLANS WITHOUT PANIC OF THE ABSOLUTE SELLOFFS AT AGE 70.5

*PROVIDE ASSISTANCE TO SINGLE MOTHERS

*NAVIGATE THROUGH THE PERPETUITY LAWS

*ANSWER THE FISCAL WAKE UP TOUR CHALLENGE

DISCLOSURE:

“WHILE THE PRESENT INVENTION HAS BEEN DESCRIBED IN TERMS OF

SPECIFIC EMBODIMENTS, IT IS TO BE UNDERSTOOD THAT THE INVENTION

IS NOT LIMITED TO THESE DISCLOSED EMBODIMENTS, THIS INVENTION

MAY BE EMBODIED IN MANY DIFFERENT FORMS AND SHOULD NOT BE

CONSTRUED AS LIMITED TO THE EMBODIMENTS SET FORTH HEREIN;

RATHER, THESE EMBODIMENTS ARE PROVIDED BY WAY OF

ILLUSTRATION ONLY AND SO THAT THIS DISCLOSURE WILL BE

THOROUGH, COMPLETE AND WILL FULLY CONVEY THE FULL SCOPE OF

THE INVENTION TO THOSE SKILLED IN THE ART. INDEED, MANY

MODIFICATIONS AND OTHER EMBODIMENTS OF THE INVENTION WILL

COME TO MIND OF THOSE SKILLED IN THE ART TO WHICH THIS INVENTION

PERTAINS, AND WHICH ARE INTENDED TO BE AND ARE COVERED BY BOTH

THIS DISCLOSURE, THE DRAWINGS AND THE CLAIMS.”

PLEASE UNDERSTAND THAT ALL ITEMS UNDERLINED FALL UNDER A SCROLL DOWN PROCESS GIVING THE INDIVIDUAL THE OPTION OF DOLLARS, PERCENTAGES AND LIFE INSURANCE/FINANCIAL INSTITUTIONS.

***LEGACY WILL AND TRUST WEBSITE***

IF THIS IS FOR TRUST PURPOSES ONLY, PROCEED TO STEP 3.

*STEP 1: NAME OF YOUR LIFE INSURANCE COMPANY ABC LIFE (XYZ LIFE, ETC.) IF NO CURRENT LIFE INSURANCE AND YOU WOULD LIKE TO CONTACT AN INSURANCE COMPANY CLICK HERE TO GO TO LIFE INSURANCE LINK FOR FREE QUOTE AND CONSULTATION.

*STEP 2: AT THE TIME OF MY DEATH, PLEASE DISBURSE 50 %(10,20,30,ETC.) OF MY TOTAL DEATH BENEFIT AS IMMEDIATE CASH FUNDS TO THE FOLLOWING BENEFICIARIES:
SPOUSE 50 % (BREAKDOWN OF %’S DEFAULT TO EQUAL 100%)
CHILD 25 %
CHILD 25 %

SPECIAL NOTE: IF A MORE COMPLEX WILL IS NEEDED, IT IS THE RESPONSIBILITY AND EXPENSE OF THE INDIVIDUAL. CLICK HERE IF YOU WISH TO PROCEED TO SPECIALIZED WILL PLANNING LINK.

*STEP 3: THE REMAINING OR TOTAL 50 % (DEFAULT FROM STEP 2 OR 100% IF FOR TRUST PURPOSES ONLY) OF TOTAL BENEFIT IS TO BE PUT IN TRUST WITH ABC FINANCIAL PLANNERS (XYZ FINANCIAL PLANNERS ETC.)

*STEP 4: NAME YOUR LLC - IT WILL APPEAR ON ALL LEGACY CHECKS.
FROM THE ESTATE OF NATHAN J. ISBELL (ALLOW CREATIVITY HERE)

*STEP 5: RE-INVEST 50 %(10,20,30,ETC) AND DISBURSE 50 %(DEFAULT PREVIOUS OPTION EQUAL 100%) OF THE MONTHLY (QUARTERLY,ANNUALLY ETC.) YIELD

*STEP 6: LEGACY CHECKS TO BE DISBURSED AS FOLLOWS:
QUALIFIED RECIPIENTS 90 % (DEFAULT TO 100%)
RED CROSS 5 % (LIST ALL CHARITABLE INSTITUTIONS
AMERICAN CANCER SOCIETY 5 % AS WELL AS OTHER-SPECIALIZED)

EXAMPLE OF HOW THE LEGACY WILL AND TRUST CAN WORK IN A PERFECT WORLD WITH ILLUSTRATIVE BENEFITS

TOTAL BENEFIT - $10 MILLION
YEAR STARTED - 1985
ANNUAL INTEREST YIELDED – 10 %

BAL AFTER TOTAL
YEAR - 5 % REINVEST - 5 % DISBURSED - TAX 15 % - CHARITIES 10 % - HEIRS
1986 10500000 500000 75000 50000 375000
1987 11025000 551250 82687 55125 413437
1988 11576250 578812 86821 57881 434109
1989 12155062 607753 91163 60775 455815
1990 12762815 638140 95721 63814 478605
1991 13400955 670047 100507 67005 502535
1992 14071002 703550 105532 70355 527663
1993 14774552 738727 110809 73873 554045
1994 15513279 775663 116349 77566 581748
1995 16288942 814447 122167 81445 610835
1996 17103389 855169 128275 85517 641377
1997 17958558 897927 134689 89792 673446
1998 18856485 942824 141424 94282 707118
1999 19799309 989965 148495 98996 742474
2000 20789274 1039463 155919 103946 779598
RULE OF 78’S 78/5 = 15.6 YEARS
OUR PRINCIPLE BALANCE HAS DOUBLED
2001 21828737 1091436 163715 109144 818576
2002 22920173 1146008 171901 114601 859506
2003 24066181 1203309 180496 120331 902482
2004 25269490 1263474 189521 126347 947606
2005 26532964 1326648 198997 132665 994986
2006 27859612 1392980 208947 139298 1044735
2007 29252592 1462629 219394 146263 1096971
2008 30715221 1535761 230364 153576 1151821
$21,725,982 $3,258,893 $2,172,597 $16,294,488

IF IN 1985 $10 MILLION WAS PUT INTO A LEGACY WILL AND TRUST, THE PRINCIPLE BALANCE WOULD BE $30,715,221. TOTAL DISBURSMENTS WOULD HAVE BEEN $21,715,982. THE GOVERNMENT WOULD HAVE COLLECTED $3,258,893 BASED ON A TAX RATE OF 15 %. CHARITIES $2,172,597 BASED ON 10% AND THE HEIRS WOULD HAVE SHARED A TOTAL OF $16,294,488. THE 2008 DISBURSEMENTS WOULD BE: GOVERNMENT $230,364 – CHARITIES $153,576 AND HEIRS $1,151,821.

*RULES AND REGULATION FOR QUALIFIED RECIPIENTS AND/OR CHARITABLE ORGANIZATIONS*

*EACH QUALIFIED RECIPIENT IS ENTITLED TO AN EQUAL VARIABLE SHARE OF DISBURSEMENTS AT AGE 18. (0,10,21,ETC) NOTE: BEST TO ALLOW TIME FOR INTEREST TO COMPOUND

*MUST REGISTER WITH INVESTMENT BROKER 30 DAYS PRIOR TO EACH BIRTHDAY WITH PROOF OF LINEAGE AND BIRTH CERTIFICATE

*NO LIENS MAY BE ATTACHED

*NO BACK PAYMENTS

*ORGANIZATIONS THAT FAIL TO REGISTER WITHIN 3 (1,2,ETC) YEARS WILL BE DELETED AND PROCEEDS TO GO INTO QUALIFIED RECIPIENT FUNDS

*IF INVESTMENT BROKER FEES ARE EXCESSIVE OR THE RATE OF RETURN FALLS BELOW 10 % (5,8,ETC) FOR 2 (1,3,ETC) YEARS IN THE LAST 5 (1,2,3,ETC) YEARS A MAJORITY VOTE OF QUALIFIED RECIPIENTS MAY CHANGE INVESTMENT BROKERS TO A DIFFERENT LEGITIMATE BROKER UNDER PRE-SET GUIDELINES. TIE NO (YES) CHANGE

*MINIMUM LEGACY CHECK IS $100 AFTER FEES AND EXPENSES, OTHERWISE ACCOUNT WILL RE-INVEST 100 % UNTIL THIS CAN OCCUR

*ONLY DIRECT BLOODLINE LINEAGE QUALIFIES, NO EXTENDED FAMILIES

*SPOUSE OF QUALIFIED RECIPIENTS DOES (DOES NOT) QUALIFY AS MY REPLACEMENT UPON MY DEATH

*MUST REGISTER ALL BIRTHS OF YOUR BLOODLINE WITHIN FIRST YEAR. INCOME STREAM MAY NOT BE SOLD FOR ONE LUMP SUM. BOTH OF THESE INFRACTIONS RISK LOSING YOUR SHARES AT A MAJORITY VOTE. TIE NO
(YES).
*FUND MUST HAVE A POSITIVE YIELD OR THERE WILL BE NO LEGACY CHECK FOR THAT PERIOD

***CLICK HERE*** IF YOU AGREE TO THE TERMS OF THIS DOCUMENT. THIS DOCUMENT SUPERSEDES ALL FORMER DOCUMENTS.

IN CLOSING,

I RESPECTFULLY REQUEST THAT THE UNITED STATES COURT OF APPEALS AND THE UNITED STATES PATENT AND TRADEMARK OFFICE GIVE SPECIAL CONSIDERATION TO THIS INVENTION AS IT WILL BENEFIT US ALL AND ALL FUTURE GENERATIONS.

THE TIME IS NOW TO FIND A SOLUTION TO THE FISCAL WAKE UP TOUR CHALLENGE THAT THE US COMPTROLLER DAVID WALKER IS DESPERATELY SEEKING. HE STATES THE “FINANCIAL IMPLOSION” IS ON THE HORIZON AND THE PROBLEM STEMS FROM “THE POWER OF COMPOUNDING”. IRONICALLY, THE SOLUTION IS DERIVED FROM THE SAME STATEMENT. THE ANSWER IS COMPOUNDED INTEREST.

AFTER READING THE USA TODAY HEADLINES DATED 10/09/2007 I TOO WAS SHOCKED TO KNOW THE WAY OUR COUNTRY IS HEADED FISCALLY AND I AGREE WITH KATHLEEN CASEY-KIRSCHLINGS (1ST BABY BOOMER TO REACH RETIREMENT AGE) STATEMENT, I CAN’T IMAGINE WHAT’S GOING TO HAPPEN WITH OUR CHILDREN AND OUR GRANDCHILDREN,” SHE SAYS “THEY’RE NOT GOING TO BE ABLE TO RETIRE.” I PRAY THIS IS NOT THE LEGACY MY GENERATION LEAVES BEHIND. BY THE YEAR 2030. TWO TAXPAYERS TO ONE RETIREE THAT DID NOT PLAN WELL. PLEASE TAKE A QUOTE FROM BISHOP T.D. JAKES, “IT IS TIME FOR US TO BEGIN THINKING GENERATIONALLY.”

I FEEL IT NECESSARY TO ONCE AGAIN POINT OUT THAT 100% OF THE PATENTED ROYALTIES (IF APPROVED) WILL BE CHANNELED TO A LEGACY TRUST DESIGNED TO IMPLEMENT SOCIALIZED HEALTH CARE. THIS WILL COST THE TAXPAYER NOTHING, HELP ALLEVIATE THE TAX BURDEN AND NOT INTERFERE WITH PRIVATE HEALTH CARE. AS A U.S. NAVY BRAT, BORN IN MOROCCO, AFRICA HAVING NEVER SERVED MY COUNTRY IN THE ARMED SERVICES, I HOPE THIS WILL PAY MY DEBT OF SERVICE AND BE MY LEGACY. I AM PROUD TO BE AN AMERICAN.

MAY GOD BLESS AMERICA AND THE WORLD,

NATHAN J. ISBELL

*LEGACY WILL AND TRUST*

A LEGACY WILL AND TRUST CAN:

*ESTABLISH WILLS AND TRUSTS FREE OF CHARGE

*CREATE TAXABLE, NON-EXISTING, NEVER ENDING INCOME STREAM

*PROVIDE INSTANT TAXATION UPON DISBURSEMENT

*REBUILD SOCIAL SECURITY BENEFITS

*REINSTATE BIRTHRIGHTS WITH LEGACY CHECKS

*CREATE FOUNDATION FOR STOCK MARKET BECAUSE PRINCIPLE EARMARKED UNTOUCHABLE

*CREATE PERSONAL LEGACY FOR ALL THAT PARTICIPATE

*FUND SOCIALIZED HEALTH CARE DUE TO 100% OF PATENTED ROYALTIES PAID BY LIFE INSURANCE, FINANCIAL PLANNING AND SPECIALIZED WILL INSTITUTIONS TO ESTABLISH ITS OWN LEGACY TRUST

*CREATE INCOME FOR CHARITIES AND RESEARCH INSTITUTIONS WITHOUT RELYING SOLELY ON DONATIONS OR GOVERNMENT FUNDING

*FEED THE WORLD AND SUPPORT CHRISTIAN MISSIONS

*STOP DRUG ABUSE WITH QUARTERLY SCREENING IN ORDER TO QUALIFY FOR A LEGACY CHECK

*WIN THE HEARTS OF OUR GLOBAL ADVERSARIES

*FUND AND MANDATE HEALTH CARE PREMIUMS FOR INDIVIDUAL HEIRS

*PROVIDE BUYERS FOR THE MANDANTORY SELLERS OF THE 401K PLANS WITHOUT PANIC OF THE ABSOLUTE SELLOFFS AT AGE 70.5

*PROVIDE ASSISTANCE TO SINGLE MOTHERS

*NAVIGATE THROUGH THE PERPETUITY LAWS

*ANSWER THE FISCAL WAKE UP TOUR CHALLENGE

DISCLOSURE:

“WHILE THE PRESENT INVENTION HAS BEEN DESCRIBED IN TERMS OF

SPECIFIC EMBODIMENTS, IT IS TO BE UNDERSTOOD THAT THE INVENTION

IS NOT LIMITED TO THESE DISCLOSED EMBODIMENTS, THIS INVENTION

MAY BE EMBODIED IN MANY DIFFERENT FORMS AND SHOULD NOT BE

CONSTRUED AS LIMITED TO THE EMBODIMENTS SET FORTH HEREIN;

RATHER, THESE EMBODIMENTS ARE PROVIDED BY WAY OF

ILLUSTRATION ONLY AND SO THAT THIS DISCLOSURE WILL BE

THOROUGH, COMPLETE AND WILL FULLY CONVEY THE FULL SCOPE OF

THE INVENTION TO THOSE SKILLED IN THE ART. INDEED, MANY

MODIFICATIONS AND OTHER EMBODIMENTS OF THE INVENTION WILL

COME TO MIND OF THOSE SKILLED IN THE ART TO WHICH THIS INVENTION

PERTAINS, AND WHICH ARE INTENDED TO BE AND ARE COVERED BY BOTH

THIS DISCLOSURE, THE DRAWINGS AND THE CLAIMS.”

PLEASE UNDERSTAND THAT ALL ITEMS UNDERLINED FALL UNDER A SCROLL DOWN PROCESS GIVING THE INDIVIDUAL THE OPTION OF DOLLARS, PERCENTAGES AND LIFE INSURANCE/FINANCIAL INSTITUTIONS.

***LEGACY WILL AND TRUST WEBSITE***

IF THIS IS FOR TRUST PURPOSES ONLY, PROCEED TO STEP 3.

*STEP 1: NAME OF YOUR LIFE INSURANCE COMPANY ABC LIFE (XYZ LIFE, ETC.) IF NO CURRENT LIFE INSURANCE AND YOU WOULD LIKE TO CONTACT AN INSURANCE COMPANY CLICK HERE TO GO TO LIFE INSURANCE LINK FOR FREE QUOTE AND CONSULTATION.

*STEP 2: AT THE TIME OF MY DEATH, PLEASE DISBURSE 50 %(10,20,30,ETC.) OF MY TOTAL DEATH BENEFIT AS IMMEDIATE CASH FUNDS TO THE FOLLOWING BENEFICIARIES:
SPOUSE 50 % (BREAKDOWN OF %’S DEFAULT TO EQUAL 100%)
CHILD 25 %
CHILD 25 %

SPECIAL NOTE: IF A MORE COMPLEX WILL IS NEEDED, IT IS THE RESPONSIBILITY AND EXPENSE OF THE INDIVIDUAL. CLICK HERE IF YOU WISH TO PROCEED TO SPECIALIZED WILL PLANNING LINK.

*STEP 3: THE REMAINING OR TOTAL 50 % (DEFAULT FROM STEP 2 OR 100% IF FOR TRUST PURPOSES ONLY) OF TOTAL BENEFIT IS TO BE PUT IN TRUST WITH ABC FINANCIAL PLANNERS (XYZ FINANCIAL PLANNERS ETC.)

*STEP 4: NAME YOUR LLC - IT WILL APPEAR ON ALL LEGACY CHECKS.
FROM THE ESTATE OF NATHAN J. ISBELL (ALLOW CREATIVITY HERE)

*STEP 5: RE-INVEST 50 %(10,20,30,ETC) AND DISBURSE 50 %(DEFAULT PREVIOUS OPTION EQUAL 100%) OF THE MONTHLY (QUARTERLY,ANNUALLY ETC.) YIELD

*STEP 6: LEGACY CHECKS TO BE DISBURSED AS FOLLOWS:
QUALIFIED RECIPIENTS 90 % (DEFAULT TO 100%)
RED CROSS 5 % (LIST ALL CHARITABLE INSTITUTIONS
AMERICAN CANCER SOCIETY 5 % AS WELL AS OTHER-SPECIALIZED)

EXAMPLE OF HOW THE LEGACY WILL AND TRUST CAN WORK IN A PERFECT WORLD WITH ILLUSTRATIVE BENEFITS

TOTAL BENEFIT - $10 MILLION
YEAR STARTED - 1985
ANNUAL INTEREST YIELDED – 10 %

BAL AFTER TOTAL
YEAR - 5 % REINVEST - 5 % DISBURSED - TAX 15 % - CHARITIES 10 % - HEIRS
1986 10500000 500000 75000 50000 375000
1987 11025000 551250 82687 55125 413437
1988 11576250 578812 86821 57881 434109
1989 12155062 607753 91163 60775 455815
1990 12762815 638140 95721 63814 478605
1991 13400955 670047 100507 67005 502535
1992 14071002 703550 105532 70355 527663
1993 14774552 738727 110809 73873 554045
1994 15513279 775663 116349 77566 581748
1995 16288942 814447 122167 81445 610835
1996 17103389 855169 128275 85517 641377
1997 17958558 897927 134689 89792 673446
1998 18856485 942824 141424 94282 707118
1999 19799309 989965 148495 98996 742474
2000 20789274 1039463 155919 103946 779598
RULE OF 78’S 78/5 = 15.6 YEARS
OUR PRINCIPLE BALANCE HAS DOUBLED
2001 21828737 1091436 163715 109144 818576
2002 22920173 1146008 171901 114601 859506
2003 24066181 1203309 180496 120331 902482
2004 25269490 1263474 189521 126347 947606
2005 26532964 1326648 198997 132665 994986
2006 27859612 1392980 208947 139298 1044735
2007 29252592 1462629 219394 146263 1096971
2008 30715221 1535761 230364 153576 1151821
$21,725,982 $3,258,893 $2,172,597 $16,294,488

IF IN 1985 $10 MILLION WAS PUT INTO A LEGACY WILL AND TRUST, THE PRINCIPLE BALANCE WOULD BE $30,715,221. TOTAL DISBURSMENTS WOULD HAVE BEEN $21,715,982. THE GOVERNMENT WOULD HAVE COLLECTED $3,258,893 BASED ON A TAX RATE OF 15 %. CHARITIES $2,172,597 BASED ON 10% AND THE HEIRS WOULD HAVE SHARED A TOTAL OF $16,294,488. THE 2008 DISBURSEMENTS WOULD BE: GOVERNMENT $230,364 – CHARITIES $153,576 AND HEIRS $1,151,821.

*RULES AND REGULATION FOR QUALIFIED RECIPIENTS AND/OR CHARITABLE ORGANIZATIONS*

*EACH QUALIFIED RECIPIENT IS ENTITLED TO AN EQUAL VARIABLE SHARE OF DISBURSEMENTS AT AGE 18. (0,10,21,ETC) NOTE: BEST TO ALLOW TIME FOR INTEREST TO COMPOUND

*MUST REGISTER WITH INVESTMENT BROKER 30 DAYS PRIOR TO EACH BIRTHDAY WITH PROOF OF LINEAGE AND BIRTH CERTIFICATE

*NO LIENS MAY BE ATTACHED

*NO BACK PAYMENTS

*ORGANIZATIONS THAT FAIL TO REGISTER WITHIN 3 (1,2,ETC) YEARS WILL BE DELETED AND PROCEEDS TO GO INTO QUALIFIED RECIPIENT FUNDS

*IF INVESTMENT BROKER FEES ARE EXCESSIVE OR THE RATE OF RETURN FALLS BELOW 10 % (5,8,ETC) FOR 2 (1,3,ETC) YEARS IN THE LAST 5 (1,2,3,ETC) YEARS A MAJORITY VOTE OF QUALIFIED RECIPIENTS MAY CHANGE INVESTMENT BROKERS TO A DIFFERENT LEGITIMATE BROKER UNDER PRE-SET GUIDELINES. TIE NO (YES) CHANGE

*MINIMUM LEGACY CHECK IS $100 AFTER FEES AND EXPENSES, OTHERWISE ACCOUNT WILL RE-INVEST 100 % UNTIL THIS CAN OCCUR

*ONLY DIRECT BLOODLINE LINEAGE QUALIFIES, NO EXTENDED FAMILIES

*SPOUSE OF QUALIFIED RECIPIENTS DOES (DOES NOT) QUALIFY AS MY REPLACEMENT UPON MY DEATH

*MUST REGISTER ALL BIRTHS OF YOUR BLOODLINE WITHIN FIRST YEAR. INCOME STREAM MAY NOT BE SOLD FOR ONE LUMP SUM. BOTH OF THESE INFRACTIONS RISK LOSING YOUR SHARES AT A MAJORITY VOTE. TIE NO
(YES).
*FUND MUST HAVE A POSITIVE YIELD OR THERE WILL BE NO LEGACY CHECK FOR THAT PERIOD

***CLICK HERE*** IF YOU AGREE TO THE TERMS OF THIS DOCUMENT. THIS DOCUMENT SUPERSEDES ALL FORMER DOCUMENTS.

IN CLOSING,

I RESPECTFULLY REQUEST THAT THE UNITED STATES COURT OF APPEALS AND THE UNITED STATES PATENT AND TRADEMARK OFFICE GIVE SPECIAL CONSIDERATION TO THIS INVENTION AS IT WILL BENEFIT US ALL AND ALL FUTURE GENERATIONS.

THE TIME IS NOW TO FIND A SOLUTION TO THE FISCAL WAKE UP TOUR CHALLENGE THAT THE US COMPTROLLER DAVID WALKER IS DESPERATELY SEEKING. HE STATES THE “FINANCIAL IMPLOSION” IS ON THE HORIZON AND THE PROBLEM STEMS FROM “THE POWER OF COMPOUNDING”. IRONICALLY, THE SOLUTION IS DERIVED FROM THE SAME STATEMENT. THE ANSWER IS COMPOUNDED INTEREST.

AFTER READING THE USA TODAY HEADLINES DATED 10/09/2007 I TOO WAS SHOCKED TO KNOW THE WAY OUR COUNTRY IS HEADED FISCALLY AND I AGREE WITH KATHLEEN CASEY-KIRSCHLINGS (1ST BABY BOOMER TO REACH RETIREMENT AGE) STATEMENT, I CAN’T IMAGINE WHAT’S GOING TO HAPPEN WITH OUR CHILDREN AND OUR GRANDCHILDREN,” SHE SAYS “THEY’RE NOT GOING TO BE ABLE TO RETIRE.” I PRAY THIS IS NOT THE LEGACY MY GENERATION LEAVES BEHIND. BY THE YEAR 2030. TWO TAXPAYERS TO ONE RETIREE THAT DID NOT PLAN WELL. PLEASE TAKE A QUOTE FROM BISHOP T.D. JAKES, “IT IS TIME FOR US TO BEGIN THINKING GENERATIONALLY.”

I FEEL IT NECESSARY TO ONCE AGAIN POINT OUT THAT 100% OF THE PATENTED ROYALTIES (IF APPROVED) WILL BE CHANNELED TO A LEGACY TRUST DESIGNED TO IMPLEMENT SOCIALIZED HEALTH CARE. THIS WILL COST THE TAXPAYER NOTHING, HELP ALLEVIATE THE TAX BURDEN AND NOT INTERFERE WITH PRIVATE HEALTH CARE. AS A U.S. NAVY BRAT, BORN IN MOROCCO, AFRICA HAVING NEVER SERVED MY COUNTRY IN THE ARMED SERVICES, I HOPE THIS WILL PAY MY DEBT OF SERVICE AND BE MY LEGACY. I AM PROUD TO BE AN AMERICAN.

MAY GOD BLESS AMERICA AND THE WORLD,

NATHAN J. ISBELL